Deposits and Certificate

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Products

Comfort deposit

Partial withdrawal and top‑up available
Online opening from 1,000 KZT / RUB
Remuneration rate from 8.0% to 14.0%
APR from 8.3% to 14.9%

Income deposit

Maximum rate: from 10.0% to 16.7% per annum
APR: from 10.5% to 18.0%

Educational deposit — AQYL

Up to 7% state bonus to the base rate
Remuneration rate 13.2% per annum
APR — 14.0%

Income Plus deposit

Maximum rate with the possibility of top‑up
Remuneration rate from 9.0% to 15.2%
APR from 9.4% to 16.3%

Reliable deposit

Deposit with monthly income
Partial withdrawal option
Remuneration rate 14.2% per annum
APR 15.2%

Deposit certificates with 17.0% yield

Designed for those who value a unique opportunity to get maximum remuneration from placing money in the bank

In accordance with Article 61-1 of the Law of the Republic of Kazakhstan on Banks and Banking Activities,
and Article 10 of the Law on compulsory guarantee of deposits, your deposit is guaranteed regardless of the remuneration rate
or other terms of your deposit agreement

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Deposits and Certificate

Deposit guarantee system in Kazakhstan

Deposits (no longer accepted)

Standard agreements

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