² For the prolongation of “Income” deposits in KZT opened before 01.12.2020, the remuneration rate is applied as for “Income” deposits with a non‑reducible balance of 100,000 KZT.

³ Approved by the decision of the CUAP of VTB Bank (Kazakhstan) JSC: Extract No. 3 from Minutes No. 21 of 20.11.2024 (effective from 20.11.2024)

³ Approved by the decision of the CUAP of VTB Bank (Kazakhstan) JSC: Extract No. 1 from Minutes No. 6 of 24.04.2025 (effective from 03.03.2025)